Saturday, January 26, 2013

48 Hours...

...and it will be ours!  Everything has moved along very well over the past week since finding out our loan had received final approval.  We are scheduled for the walk through at 9am on Monday, followed by  closing at 10am. All of the other details have fallen into place perfectly as well. The termite inspector was back out and satisfied with the treatment and all of the required repairs resulting from the inspection.  All of the other work related to the home inspection has been completed and the seller even had the entire front porch repainted for us.

Yesterday, we obtained our cashiers check for the down payment and were pleasantly surprised after receiving the settlement statement last night that over $400 of it will be refunded to us due to the seller's contribution to settlement costs, the lender credit we received for locking in our interest rate at the time of loan application, and the funds we've already prepaid like our deposit and appraisal fee.

I remain astonished at this entire process.  What I had envisioned in my head of how this would go couldn't have been farther from the reality of how it actually all went down.  How we went from falling in love with this house online back in November, to closing on it two days from now, on the exact date we specified at the very beginning, without any problems, hassle, or last minute bumps just amazes me.  Any worry or stress was strictly self inflicted out of fear that something negative would happen, not from anything that actually occurred.  

We are just about all packed.  This weekend we are doing a few last minute things and trying to do the nitty gritty cleaning for the apartment like bathrooms and the kitchen.  My hope is to vacuum rooms as the movers empty them and be able to walk out of here Wednesday night, a day ahead of schedule, so that we can concentrate our efforts Thursday and Friday on unpacking and getting things set up at the house the way we want them.

I'm going to keep the blog going though as we discover the adventures that await us as homeowners and as we take on various projects.  After seeing so much in the way of negative experiences on the internet, and after seeing how ours turned out, I hope that this can provide a sense of hope and what to expect to someone who is thinking about venturing down this road.  I know it certainly would have helped me and perhaps given me some reassurance at the time when I had no idea whatsoever what awaited me as we started out on this endeavor.

Happy weekend to all!  


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